The following is a partial list of programs we offer, with a brief description of the key elements of each. For a complete list of the programs that we offer, please contact us.
Traditional loan programs that usually require 10% down and offer competitive interest rates. Income, asset documentation and good credit is necessary.
Troubled credit? Bankruptcy? Been turned down somewhere else? We offer loan programs for customers with credit problems.
Offers 30 and 15 year fixed rate mortgage and competitive ARM products with full document, alternate documentation and limited documentation.
Cash out and No cash out refinance are allowable. Single family detached, Condo’s, PUD’s and single-family second homes can be financed with no prepayment penalty.
Used to finance 1-4 family properties that will be for investment with as little as a 20% down payment.
FHA Mortgage, CALSTRS, Homepath
Backed by the Department of Housing and Urban Development, this mortgage offers the borrower the ability to put as little as 3% down payment – and they can even finance “allowable” closing costs. Seller can contribute up to 6% of the purchase price to the buyer towards closing costs.
Backed by the Veterans Administration and the federal government, it is similar to FHA except that you have to be a qualified Veteran or military person.